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Are there some good free Civil Service Retirement System - CSRS Retirement Calculators online? Should you use them or are there other ways?

Many of these online CSRS Retirement Calculator can help you figure out your retirement benefits under the Civil Service Retirement System. They can give you a rough estimate of the annuity you would be benefit on the day when you retire. Most of the CSRS Retirement Calculators need your age at retirement, unused sick days, years of service, highest of 3 years salary (This is normally the average of your last three years of pay) and Survivor benefits if they apply.

These online CSRS Retirement Calculator can only give you a rough estimate and nothing more, you should not use this kind of calculators for any thing more than this. They provide an estimate and you should not use them as an exact calculation of your retirement benefits. You should always at least go for a more detailed and precise estimate to your agency’s personnel office. Or get your self a good financial adviser or some good retirement planning software in stead of a CSRS Retirement Calculator. You should always obtain personal advice from qualified professionals.

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