Archive for December, 2009
Protected Trust Deeds: A Resolution for Personal Insolvency
Tuesday, December 22nd, 2009A Protected Trust Deed can be used by individuals or by business owners such as sole traders and those in business partnerships. These individuals must be insolvent and they will generally be experiencing pressure from creditors. PTDs can be used by property owners who wish to avoid the very real possibility of losing their homes […]
How does an IVA work?
Tuesday, December 22nd, 2009If you are struggling with a high level of unsecured debt, an IVA (Individual Voluntary Arrangement) could help you clear your debts. An IVA is a formal agreement between you and your unsecured creditors in which you will, in most cases, be required to spend 5 years making reduced monthly payments, based on an amount […]
Debt consolidation loans - are they available during a credit crunch?
Tuesday, December 22nd, 2009By definition, a credit crunch is a period of time in which credit is harder to access than usual - so a lot of people in debt may wonder if there is any point looking for a debt consolidation loan in today’s economic climate.
You may be surprised to know that credit is still available. […]
Retirement Savings For Your Retirement - Plan Now
Tuesday, December 22nd, 2009Your life is going by fast and retirement is creeping up on you, and what what about your retirement savings? Well, let’s be kind and assume you do have some, and let’s say you’re not sure that you have enough roth ira retirement savings account or another ira account to to live well during retirement […]
Increasing the returns of your savings
Tuesday, December 22nd, 2009During uncertain economic times it has been suggested that the safest thing to do is to save up money and an effective way of doing this is to using fixed rate bonds.
The Nationwide Savings Index for September was recently released and figures revealed an increase of 10 points to 87 - the highest level […]
Pension Planning - Top Tips 2009
Tuesday, December 22nd, 2009The pension planning age change - Ignore it and you could lose out!
What is it thats changing? From 6 April 2010 the minimum age that pension benefits can be taken rises from 50 to 55.
For many of people this change could well have a significant impact on their retirement plans as they may […]
